Transaction Failed

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{
2
  "eventType": "transaction.failed",
3
  "transaction": {
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    "type": "bankAccountToBankAccount",
5
    "createdAt": "2024-01-01T00:00:00Z",
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    "id": "trx_bb08e72f-19f8-45f3-bcf9-46fdc46cb2f4",
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    "invoices": [
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      {
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        "approvalPolicy": [],
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        "approvers": [],
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        "createdAt": "2021-01-01T00:00:00Z",
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        "hasDocuments": true,
13
        "hasSourceEmail": true,
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        "id": "in_26e7b5d3-a739-4b23-9ad9-6aaa085f47a9",
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        "metadata": {},
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        "paymentDestinationConfirmed": true,
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        "status": "FAILED",
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        "updatedAt": "2021-01-01T00:00:00Z",
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        "amount": 100,
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        "currency": "USD",
21
        "deductionDate": "2021-01-29T00:00:00Z",
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        "dueDate": "2021-01-31T00:00:00Z",
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        "invoiceDate": "2021-01-01T00:00:00Z",
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        "invoiceNumber": "INV-123",
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        "payer": {
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          "acceptedTos": true,
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          "accountType": "business",
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          "createdAt": "2024-01-01T00:00:00Z",
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          "email": "customer@acme.com",
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          "id": "ent_8545a84e-a45f-41bf-bdf1-33b42a55812c",
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          "isCustomer": true,
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          "isNetworkPayee": false,
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          "isNetworkPayor": false,
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          "isPayee": false,
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          "isPayor": true,
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          "name": "Acme Inc.",
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          "profile": {
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            "business": {
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              "legalBusinessName": "Acme Inc.",
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              "taxIDProvided": true,
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              "email": "customer@acme.com",
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              "businessType": "llc",
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              "phone": {
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                "countryCode": "1",
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                "number": "4155551234"
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              },
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              "address": {
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                "addressLine1": "123 Main St",
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                "city": "San Francisco",
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                "stateOrProvince": "CA",
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                "postalCode": "94105",
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                "addressLine2": "Unit 1",
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                "country": "US"
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              },
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              "ownersProvided": true,
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              "taxId": {
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                "ein": {
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                  "number": "12-3456789"
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                }
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              }
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            }
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          },
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          "status": "verified",
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          "updatedAt": "2024-01-02T00:00:00Z",
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          "accounts": [
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            {
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              "accountId": "85866843",
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              "postalCode": "94105",
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              "nameOnAccount": "John Doe"
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            }
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          ],
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          "counterpartyType": [
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            "ENTITY"
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          ],
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          "foreignId": "MY-DB-ID-12345",
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          "paymentMethods": [
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            {
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              "type": "bankAccount",
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              "accountName": "My Checking Account",
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              "accountNumber": "99988767623",
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              "accountType": "CHECKING",
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              "bankName": "Chase",
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              "createdAt": "2021-01-01T00:00:00Z",
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              "frozen": false,
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              "id": "pm_4794d597-70dc-4fec-b6ec-c5988e759769",
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              "isDefaultDestination": true,
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              "isDefaultSource": true,
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              "metadata": {},
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              "routingNumber": "12345678",
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              "status": "VERIFIED",
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              "supportedCurrencies": [
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                "USD"
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              ],
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              "updatedAt": "2021-01-01T00:00:00Z"
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            }
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          ]
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        },
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        "payerId": "ent_8545a84e-a45f-41bf-bdf1-33b42a55812c",
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        "paymentDestination": {
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          "type": "check",
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          "addressLine1": "123 Main St",
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          "city": "New York",
103
          "country": "US",
104
          "createdAt": "2021-01-01T00:00:00Z",
105
          "frozen": false,
106
          "id": "pm_5fde2f4a-facc-48ef-8f0d-6b7d087c7b18",
107
          "isDefaultDestination": true,
108
          "isDefaultSource": false,
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          "metadata": {},
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          "payToTheOrderOf": "John Doe",
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          "postalCode": "10001",
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          "stateOrProvince": "NY",
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          "supportedCurrencies": [
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            "USD"
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          ],
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          "updatedAt": "2021-01-01T00:00:00Z",
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          "addressLine2": "Apt 1"
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        },
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        "paymentDestinationId": "pm_5fde2f4a-facc-48ef-8f0d-6b7d087c7b18",
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        "paymentSource": {
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          "type": "bankAccount",
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          "accountName": "My Checking Account",
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          "accountNumber": "99988767623",
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          "accountType": "CHECKING",
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          "bankName": "Chase",
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          "createdAt": "2021-01-01T00:00:00Z",
127
          "frozen": false,
128
          "id": "pm_4794d597-70dc-4fec-b6ec-c5988e759769",
129
          "isDefaultDestination": true,
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          "isDefaultSource": true,
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          "metadata": {},
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          "routingNumber": "12345678",
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          "status": "VERIFIED",
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          "supportedCurrencies": [
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            "USD"
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          ],
137
          "updatedAt": "2021-01-01T00:00:00Z"
138
        },
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        "paymentSourceId": "pm_4794d597-70dc-4fec-b6ec-c5988e759769",
140
        "transactions": [
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          {
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            "type": "bankAccountToBankAccount",
143
            "createdAt": "2024-01-01T00:00:00Z",
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            "id": "trx_bb08e72f-19f8-45f3-bcf9-46fdc46cb2f4",
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            "status": "FAILED",
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            "updatedAt": "2024-01-01T00:00:00Z",
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            "failureReason": {
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              "code": "R01",
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              "description": "The source bank account does not have sufficient funds"
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            }
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          }
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        ],
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        "vendor": {
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          "acceptedTos": false,
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          "accountType": "business",
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          "createdAt": "2024-01-01T00:00:00Z",
157
          "email": "vendor@bigboxstore.com",
158
          "id": "ent_21661ac1-a2a8-4465-a6c0-64474ba8181d",
159
          "isCustomer": false,
160
          "isNetworkPayee": false,
161
          "isNetworkPayor": false,
162
          "isPayee": true,
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          "isPayor": false,
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          "name": "Big Box Store",
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          "profile": {
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            "business": {
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              "legalBusinessName": "Big Box Store",
168
              "taxIDProvided": false,
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              "email": "vendor@bigboxstore.com",
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              "businessType": "publicCorporation",
171
              "ownersProvided": false
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            }
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          },
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          "status": "unverified",
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          "updatedAt": "2024-01-02T00:00:00Z",
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          "counterpartyType": [
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            "ENTITY"
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          ],
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          "foreignId": "MY-DB-ID-90909",
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          "paymentMethods": [
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            {
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              "type": "bankAccount",
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              "accountName": "Vendor Checking Account",
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              "accountNumber": "55934059697648",
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              "accountType": "CHECKING",
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              "bankName": "Chase",
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              "createdAt": "2021-01-01T00:00:00Z",
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              "frozen": false,
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              "id": "pm_7610541f-4619-4033-8620-cfccfb811293",
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              "isDefaultDestination": true,
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              "isDefaultSource": true,
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              "metadata": {},
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              "routingNumber": "66554433",
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              "status": "NEW",
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              "supportedCurrencies": [
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                "USD"
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              ],
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              "updatedAt": "2021-01-01T00:00:00Z"
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            }
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          ]
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        },
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        "vendorId": "ent_21661ac1-a2a8-4465-a6c0-64474ba8181d"
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      }
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    ],
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    "status": "FAILED",
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    "updatedAt": "2024-01-01T00:00:00Z",
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    "failureReason": {
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      "code": "R01",
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      "description": "The source bank account does not have sufficient funds"
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    }
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  }
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}