> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.mercoa.com/embedded-ap-ar/api-reference/entity/payment-method/wallet/withdraw-wallet-funds/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.mercoa.com/_mcp/server.

# Withdraw wallet funds

POST https://api.mercoa.com/entity/{entityId}/paymentMethod/{paymentMethodId}/withdraw-wallet-funds
Content-Type: application/json

Withdraw funds from this wallet to a bank account (this transfer is D+0). The destination payment method ID must refer to a bank account.

Reference: https://docs.mercoa.com/embedded-ap-ar/api-reference/entity/payment-method/wallet/withdraw-wallet-funds

## Authentication

- `Authorization` header (bearer token, required) — Bearer authentication of the form `Bearer <token>`, where token is your auth token.

## Request

### Path parameters

- `entityId` (string, required) — Entity ID or Entity ForeignID
- `paymentMethodId` (string, required) — Payment Method ID or Payment Method ForeignID

### Body (application/json)

This endpoint expects an object.

- `amount` (double, required) — The amount of the funds to withdraw. If the entered amount has more decimal places than the currency supports, trailing decimals will be truncated.
- `destinationPaymentMethodId` (string, required) — The ID of the bank account to withdraw funds to. The destination payment method ID must refer to a bank account.
- `currency` (enum, optional) — The currency of the funds to withdraw. (Defaults to USD, currently only USD is supported.)
  - Allowed values: `AED`, `AFN`, `ALL`, `AMD`, `ANG`, `AOA`, `ARS`, `AUD`, `AWG`, `AZN`, `BAM`, `BBD`, `BDT`, `BGN`, `BHD`, `BIF`, `BMD`, `BND`, `BOB`, `BOV`, `BRL`, `BSD`, `BTN`, `BWP`, `BYN`, `BZD`, `CAD`, `CDF`, `CHE`, `CHF`, `CHW`, `CLF`, `CLP`, `COP`, `COU`, `CRC`, `CUC`, `CUP`, `CVE`, `CZK`, `DJF`, `DKK`, `DOP`, `DZD`, `EGP`, `ERN`, `ETB`, `EUR`, `FJD`, `FKP`, `GBP`, `GEL`, `GHS`, `GIP`, `GMD`, `GNF`, `GTQ`, `GYD`, `HKD`, `HNL`, `HTG`, `HUF`, `IDR`, `ILS`, `INR`, `IQD`, `IRR`, `ISK`, `JMD`, `JOD`, `JPY`, `KES`, `KGS`, `KHR`, `KMF`, `KPW`, `KRW`, `KWD`, `KYD`, `KZT`, `LAK`, `LBP`, `LKR`, `LRD`, `LSL`, `LYD`, `MAD`, `MDL`, `MGA`, `MKD`, `MMK`, `MNT`, `MOP`, `MRU`, `MUR`, `MVR`, `MWK`, `MXN`, `MXV`, `MYR`, `MZN`, `NAD`, `NGN`, `NIO`, `NOK`, `NPR`, `NZD`, `OMR`, `PAB`, `PEN`, `PGK`, `PHP`, `PKR`, `PLN`, `PYG`, `QAR`, `RON`, `RSD`, `CNY`, `RUB`, `RWF`, `SAR`, `SBD`, `SCR`, `SDG`, `SEK`, `SGD`, `SHP`, `SLE`, `SLL`, `SOS`, `SRD`, `SSP`, `STN`, `SVC`, `SYP`, `SZL`, `THB`, `TJS`, `TMT`, `TND`, `TOP`, `TRY`, `TTD`, `TWD`, `TZS`, `UAH`, `UGX`, `USD`, `USN`, `UYI`, `UYU`, `UYW`, `UZS`, `VED`, `VES`, `VND`, `VUV`, `WST`, `XAF`, `XAG`, `XAU`, `XBA`, `XBB`, `XBC`, `XBD`, `XCD`, `XDR`, `XOF`, `XPD`, `XPF`, `XPT`, `XSU`, `XTS`, `XUA`, `XXX`, `YER`, `ZAR`, `ZMW`, `ZWL`

## Errors

### 400 Bad Request

- `errorName` ("BadRequest", required)
- `content` (string, required)

### 401 Unauthorized

- `errorName` ("Unauthorized", required)
- `content` (string, required)

### 403 Forbidden

- `errorName` ("Forbidden", required)
- `content` (string, required)

### 404 Not Found

- `errorName` ("NotFound", required)
- `content` (string, required)

### 409 Conflict

- `errorName` ("Conflict", required)
- `content` (string, required)

### 500 Internal Server Error

- `errorName` ("InternalServerError", required)
- `content` (string, required)

### 501 Unimplemented

- `errorName` ("Unimplemented", required)
- `content` (string, required)

## Examples

**Request**

```json
{
  "amount": 100,
  "destinationPaymentMethodId": "pm_f19d27ad-e493-4bf5-a28b-9cb323de495a",
  "currency": "USD"
}
```

**SDK Code**

```python Default
import requests

url = "https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds"

payload = {
    "amount": 100,
    "destinationPaymentMethodId": "pm_f19d27ad-e493-4bf5-a28b-9cb323de495a",
    "currency": "USD"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```typescript Default
import { MercoaClient } from "@mercoa/javascript";

const client = new MercoaClient({ token: "YOUR_TOKEN" });
await client.entity.paymentMethod.wallet.withdrawWalletFunds("ent_8545a84e-a45f-41bf-bdf1-33b42a55812c", "pm_4794d597-70dc-4fec-b6ec-c5988e759769", {
    amount: 100,
    currency: "USD",
    destinationPaymentMethodId: "pm_f19d27ad-e493-4bf5-a28b-9cb323de495a"
});

```

```go Default
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds"

	payload := strings.NewReader("{\n  \"amount\": 100,\n  \"destinationPaymentMethodId\": \"pm_f19d27ad-e493-4bf5-a28b-9cb323de495a\",\n  \"currency\": \"USD\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby Default
require 'uri'
require 'net/http'

url = URI("https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": 100,\n  \"destinationPaymentMethodId\": \"pm_f19d27ad-e493-4bf5-a28b-9cb323de495a\",\n  \"currency\": \"USD\"\n}"

response = http.request(request)
puts response.read_body
```

```java Default
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amount\": 100,\n  \"destinationPaymentMethodId\": \"pm_f19d27ad-e493-4bf5-a28b-9cb323de495a\",\n  \"currency\": \"USD\"\n}")
  .asString();
```

```php Default
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds', [
  'body' => '{
  "amount": 100,
  "destinationPaymentMethodId": "pm_f19d27ad-e493-4bf5-a28b-9cb323de495a",
  "currency": "USD"
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
  ],
]);

echo $response->getBody();
```

```csharp Default
using RestSharp;

var client = new RestClient("https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"amount\": 100,\n  \"destinationPaymentMethodId\": \"pm_f19d27ad-e493-4bf5-a28b-9cb323de495a\",\n  \"currency\": \"USD\"\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift Default
import Foundation

let headers = [
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = [
  "amount": 100,
  "destinationPaymentMethodId": "pm_f19d27ad-e493-4bf5-a28b-9cb323de495a",
  "currency": "USD"
] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://api.mercoa.com/entity/ent_8545a84e-a45f-41bf-bdf1-33b42a55812c/paymentMethod/pm_4794d597-70dc-4fec-b6ec-c5988e759769/withdraw-wallet-funds")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```